2026 Legislative Session Preview

Iowa’s 2026 legislative session is set to begin on Monday, Jan. 12. As part of the Iowa Insurance Institute’s mission to represent the property and casualty insurance industry at the Iowa State Capitol, the III team is gearing up for another year of securing wins for III member companies.

As session draws near, several policy priorities are emerging that will be important for Iowa’s insurance industry, business community, and consumers, focusing on improving transparency, modernizing processes, and addressing cost drivers that impact Iowans. Here’s what the III will be closely monitoring as we head into another new year:

Increasing Transparency Around Third-Party Litigation Financing

Third-Party Litigation Financing has been at the top of III’s priority list for the past few sessions, as more and more outside investors fund lawsuits in exchange for a share of a potential settlement in the state. In 2026, we’re focused on increasing transparency around these investments, which would help ensure fairness in the legal process, provide courts with a clearer understanding of all parties involved, and help limit unnecessary cost pressures that ultimately affect Iowa premiums.

Supporting the Use of E-Signatures

As more and more businesses adapt to working in the digital age, e-signatures have become vital to completing transactions efficiently and securely. They help reduce paperwork, speed up transactions, and increase accessibility, allowing transactions to be completed asynchronously. This session, the III is working to support legislative efforts to reinforce and expand the acceptance of e-signatures across additional documents and processes, modernizing Iowa’s business practices while maintaining strong security.

Addressing Towing and Abandoned Vehicle Challenges

Inconsistent towing and abandoned vehicle practices remain an ongoing concern in Iowa, particularly when it comes to fee transparency, notice requirements, and storage policies. This session, lawmakers may explore policies providing clear standards for these practices, which in turn, will decrease confusion, disputes, and unexpected costs for vehicle owners, insurers, and towing companies. The III will be watching closely to support policies to clarify these practices.

As we begin the new year and a new legislative session, we’re presented with key opportunities to impact the lives of Iowans across the state. Stay tuned for legislative updates from the III team as we represent the property and casualty insurance industry this session at the Capitol.